Health Requirements for SSI Disability Benefits
To get Supplemental Security Income benefits, you must have truly limiting health impairments. And you can’t just say so yourself.
You need information from other sources to back up your case, most importantly your doctors.
SSI disability benefits have three core requirements:
No. 1: You Have a Severe Medical Condition.
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You’ll need to provide records and reports from your doctor visits to confirm that your health problems are serious.
No. 2: You Can’t Work Because of Your Health.
You’ll need to show that there isn’t any job you could realistically do (considering your education and skills background) as long as you’ve got these serious medical conditions.
No. 3: You’ll Be Unable to Work for At Least a Year.
Using your medical evidence and doctors’ reports, you’ll need to make it clear that you won’t get well enough to work in less than 12 months.
How do you prove all of this when you can’t just tell Social Security about it? It involves gathering information about your personal history, filling out forms, and sending in medical documents.
Rather than wrestling with this on your own, though, you can work with someone who’s been through this process thousands of times, knows what questions to ask, what information to provide, and how to get the evidence: an experienced lawyer for SSI disability benefits.
Always feel free—because it is free—to call Silver & Archibald and ask us about your situation and how you could get SSI disability help.
Financial Requirements for SSI Disability Benefits
The major way that SSI disability benefits are different from SSDI benefits is in your financial situation.
SSI is for people in economic need. How much money or property you have matters to SSI.
The qualifications for SSDI don’t care if a person has plenty in the bank as long as they can’t work and earn money right now.
For SSI, you must show financial records proving two things:
No. 1: You Have Limited Income.
As of 2024, you cannot earn more than $1,971 per month and qualify for SSI as an individual. Couples must earn less than $2,915 per month.
Social Security counts payment for work, money from other benefits (like workers’ compensation, veterans’ disability or long-term disability insurance), and some kinds of support from friends and family as income.
No 2: You Have Limited Financial Resources.
Your savings and ownership of other things of value cannot exceed $2,000 for an individual or $3,000 for a couple.
Investments, land and vehicles count toward the limits. But you don’t have to count everything, including your own home and one vehicle that you rely on for transportation.
In 2024, Social Security set the standard SSI payments you’ll receive at $943 per month for an individual and $1,415 for a couple that qualifies. Those payment amounts can be reduced by other sources of income you have.
Another part of SSI is that families who qualify financially and have children with disabilities can get benefits for children.
Having a source of support when you’ve been handed the rough circumstances of illness that keeps you from working goes a long way toward protecting your peace of mind and sense of dignity.
The Silver & Archibald lawyers for SSI disability benefits can help you get there.
Get to Know Silver & Archibald Disability Attorneys
Legal cases involving your health struggles are highly personal matters. When you’re looking for help, you want someone who treats you with the personal care, respect, and dignity this moment requires.
Answers to Common Questions About Social Security Disability
Social Security Disability is a huge program with a vast set of rules. As a resource for you as you sort out your disability claim, the disability lawyers at Silver & Archibald have prepared answers to some of the most common questions people have.
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